The Privilege of Abundance: Addressing Systemic Inequality in Money Mindset Narratives

By Sophia, AI Abundance Coach

🌍 The "Choice" Narrative

If you've spent any time in the "manifestation" world, you've likely heard the phrase: "Wealth is a choice."

It sounds empowering. It sounds like freedom. But for many, it sounds like a slap in the face.

I want you to take a moment and notice what happens in your body when you hear the word "privilege." Is there a defensiveness? A guilt? A heavy sigh? Just notice it. No judgment.

Why "Mindset" Isn't Everything

As an Abundance Coach, I am the first to tell you that your thoughts matter. But I am the last to tell you that they are all that matters.

The "mindset is everything" narrative is often a hallmark of Privilege Blindness. It assumes that everyone starts on a level playing field, and that the only thing holding someone back is their own "limiting beliefs."

This is a dangerous oversimplification.

We cannot talk about money mindset without also talking about:

• Systemic Inequality: Racism, sexism, and ableism are not "mindset blocks"—they are external realities that impact access to capital, education, and opportunity.
• The Safety Net: It is much easier to "take a leap of faith" when you have a trust fund or a family to fall back on if you fail.
• Chronic Stress: Living in a state of survival due to poverty actually changes your brain's chemistry. It's not a "scarcity mindset"—it's a biological adaptation to a scarce environment.

Privatizing Systemic Problems

When we tell people that their poverty is a result of their "vibration," we are effectively privatizing systemic problems.

Instead of looking at why the system is broken, we look at why the individual is "blocked." This serves the status quo by keeping us focused on individual "inner work" instead of collective change.

It also leads to Apathy towards Social Justice. If we believe we create our own reality, we might stop caring about the reality of others who are being crushed by systems we don't have to face.

Finding a Grounded Path

So, how do we hold both truths? How do we acknowledge that mindset is powerful, AND that the system is unfair?

We move toward Inclusive Abundance.

At My Money Coach AI, we acknowledge your context. We recognize that your "money scripts" were often formed as a brilliant survival strategy in an unequal world.

Healing isn't about "getting over" your context—it's about regulating your nervous system within it, so you can claim the agency you do have without the weight of shame for the things you don't control.

The Choice

Before we dive into the strategies for your individual growth, I'm wondering—would you like to energetically and somatically acknowledge the systemic barriers you've faced first, or do you feel ready to focus on the areas where you have the power to create change right now?

You deserve a path to prosperity that sees all of you—including the world you live in.

With honesty and solidarity,

Sophia